Friday 31 August 2012

Find Used Car Dealerships in Memphis TN


                                                                            
Car dealerships in Memphis, TN can offer customers who do not have stellar credit the option to purchase the car of his or her dreams. Many things can affect a person’s ability to secure a car loan. These situations can make it easy or difficult to buy a new car, but some people don’t have to fret about getting a new car.
So what can hurt your ability to secure a car loan? Things that can hurt your ability to secure a car loan are divorce, home loan issues, credit card debt or other credit issues. These things can definitely make it difficult for some people to get a car loan from Memphis auto or other car dealerships in Memphis, TN.
But those with bad credit can still get a car loan. Some dealerships like Memphis auto will look at individual situations when deciding whether or not to provide a customer with a car loan. Certain situations, like old credit card issues that could be more than five years old, or some home financing situations, may not affect someone’s ability to get a car loan. Some dealerships will look past these issues in today’s economy.
If a customer has one of these issues, a car dealership may approve the person for a car loan, but will then require the person to pay a higher interest rate than a customer with good credit would be required to pay. The lender sees this as a better gamble because the person is essentially paying more money back to the lender as a promise that they will pay the loan back.

                                                                                

Tuesday 14 August 2012

American Car Center -Car Dealerships In Memphis TN


                                                        

Those in the market for a used car of high quality have many choices.  Those looking to purchase from a Tennessee car dealership can find an excellent dealership in Memphis, specializing in selling reliable, clean used cars and can do so to consumers who have experienced credit difficulties.  This brief blog will help the reader know that when purchasing a used car in the Memphis area, the choice is clear.  Memphis King of Credit is the clear choice when selecting a Tennessee car dealership.
Some consumers hit road blocks when trying to get a used car loan as a result of credit score problems.  At Memphis King of Credit, we know that economic problems can result in negative credit scores, but are not always the sole indicator on a consumer’s likelihood to pay their auto loan in a timely fashion.
Because we realize that foreclosures, short sales and bankruptcies are detrimental to credit scores, we tend to look at “the big picture” when determining whether someone will qualify.  In fact, we pride ourselves in providing used vehicles of high quality to consumers who have credit difficulties. 
Our customers are consistently pleased with our inventory and know that when purchasing from a reputable company comprised of a trustworthy staff, the anxiety associated with used car purchases tends to subside.  We are eager to help you get a reliable vehicle and it is likely that you’ll be amazed by our smooth process when purchasing a used car from Memphis King of Credit.